Have you ever had to claim your home insurance?

It can be such a stressful time for a homeowner or a landlord if you are making a claim. It will usually be because something dreadful has happened in your home or property, and the cost of the repair is outside your current budget or the size of the issue is covered under your Building Insurance. This could be as big as a home fire or major flood or a tenant that has totally trashed your property before they left. All utterly devastating.

In May this year, Confused.com reported there are almost 35m home insurance policies in the UK, worth around £4.2billion. The UK has one of the highest percentage penetrations of home insurance in Europe. There is on average £1.8m paid out every day on water damage claims which accounts for 30% of home insurance payouts (this is just one example of claims being made).

Making a claim when you are already feeling stressed and anxious can sometimes feel too much.

Elivate is an appointed Builder in Berkshire for one of the UKs leading loss assessors, we have been working with Aspray to provide accurate quotes for numerous types of insurance claims and then carrying out the building works as part of the repair solution.

The types of work we are carrying out for Aspray are:

Flood or Fire Damage

Storm damage or water ingress.

Impact damage

Subsidence.

Aspray will ensure your claim is presented to your insurance company accurately and the claim is detailed, making sure nothing is missed and there is no charge for using their services.

According to the ONS, there are approximately 28 million households in the UK and it is thought that there is as many as 25% of homes remain uninsured. We see the consequence of damage to properties every day. If you can shop around and take out some form of home insurance, it will make the world of difference when something goes wrong.

If you are ever faced with that, get in touch and we can refer to you a loss assessor to help you navigate the process.